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Frequently Asked Questions

Have Questions About Our Credit Repair Services? Find Answers To Most of Your Questions Here!

HOW LONG DOES IT TAKE TO REMOVE ITEMS FROM MY CREDIT REPORT?

It typically takes 60-90 days to remove items from your credit report. When we initiate the process, they have time to respond. This is why it is not instant. If we do not hear from them after 3 weeks of submitting your file, we start the process again. Keep in mind that by law, they must respond within 30 days.

DO YOU REMOVE ITEMS FROM ALL 3 BUREAUS?

Yes we remove items from all 3 bureaus, but we charge you only per account not per bureau.

WHAT IF I HAD CREDIT REPAIR SERVICE IN THE PAST?

That is absolutely fine. We work alongside other credit repair companies if necessary and also after.  It doesn’t have any negative effect on the client at all. In fact, in some cases it may help.

WHAT IF THERE ARE THINGS ON MY CREDIT THAT DO NOT BELONG TO ME?

This is a huge issue with all of the bureaus. They report incorrect information all the time. They do not fact check before reporting and there are laws  to protect you against that. That’s where we come in. We get those items off and help restore your credit.

WHAT IF A DELETED ITEM COMES BACK?

Deleted items usually come back only after the creditor has sold the debt to a collection agency. Then that collection agency has the right to report that information to your credit report. However, they must operate under a strict set of laws. 95% of them don’t, and we get it off again!

WHAT HAPPENS IF AN ITEM DOES NOT COME OFF?

If after 120 days the item does not come off any of the 3 credit bureaus, we will refund you for that item.

WHAT ITEMS CAN YOU REMOVE FROM MY CREDIT REPORT?

We can remove collection accounts, repos, foreclosures, credit cards, loans, charged-off debts, lines of credit, medical bills, child support, liens, judgements, and we can also take off credit inquiries.

CAN YOU REMOVE BANKRUPTCIES?

Yes we can!

CAN YOU REMOVE LATE PAYMENTS?

We can not delete individual late payments. If the account is something a client needs/wants removed, we can delete the entire account.

WHAT IF I WANT TO REMOVE ITEMS THAT DO NOT BELONG TO ME?

If items do belong to you, we can still remove them. The credit bureaus and creditors have the burden of proof . . . not you!

WHAT ARE PRIMARY TRADELINES?

Tradelines are credit cards or loans that report to our credit report. Tradelines that belong to you directly boost your credit score.


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Frequently Asked Questions

We believe that being educated about credit goes hand in hand with maintaining a healthy credit profile. Be sure to browse through our Frequently Asked Questions. If your question is not listed here, feel free to reach out. We will gladly assist you.

● How can I increase my credit score quickly?

The easiest ways to increase your credit score are paying down your balances and removing any negatives or inquiries from your credit report, and adding authorized users to your report.

A FAST HACK to increasing credit (personal or business) is to add backdated debt to your credit reports. In other words, you can buy someone’s old, paid-off debt and have it report to your credit. We refer to this as “Zombie Debt.” Download the DCN Zombie Debt course for step-by-step instructions.

● How do I see what credit bureaus are pulled for each bank or institution?

Download our Free Credit Bundle for a “Secret Lender’s list” to see exactly where each institution pulls from.

● How do I create legal bank statements for high-limit business funding?

Creating bank statements that make your business look like a 6-7 figure business is easy and COMPLETELY legal. Download the DCN bank statements course to learn step-by-step. Pair this with an LLC or better yet, an Aged Corporation to access high-limit funding at 0% APR.

● How do I qualify for high-limit Auto Loans?

Whether you are looking to lease an exotic car for Turo, or just looking for a personal vehicle, financing a vehicle is the way to go. Adding “Zombie Auto Debt” to your personal or business credit report is easy and doesn’t cost more than a few hundred bucks. Download the DCN Zombie Auto Debt course to learn not only WHERE and HOW to buy backdated auto debt, but how to ENSURE that it reports to your credit!

● How can I get high-limit business credit?

The fastest way to get funded as a business is with an Aged Corporation. Most banks will not even consider funding you if you are less than 2 years old. Check out our Aged Corporation’s to get funded FAST!

● How can I get personal credit help?

DCN provides personalized credit repair. See more information HERE and get ALL of our courses for free when you sign up!

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